Finds your bills
Spots charges that repeat every month, week, quarter or year, with their usual day and amount range — including bills whose amount changes, like electricity.
Smart bill and spending estimates
Know your bills before they arrive.
AI Finances reads your own bank history and estimates the coming weeks: which bills will be charged and when, what everyday life usually costs, and how low your balance will get.
No sign-up. Your file is read in your browser and never uploaded.
How it works
Estimates everyday life
Groceries, fuel, eating out: it learns your typical week from the last twelve and, in prudent mode, uses the recent pace if it is higher.
Warns before it gets tight
Projects your balance day by day and shows the lowest point and its date, so you can move a payment or save ahead.
Estimates, honestly
- A charge that did not show up is flagged for review, never silently treated as cancelled.
- One-off purchases are kept apart instead of being turned into a monthly cost.
- Every item can be switched on or off, and the total is only as complete as your history.
Your forecast
Drop your bank export here
CSV from your online bank (Swedbank, SEB, Handelsbanken, Nordea, Santander, BBVA, CaixaBank, Revolut… or any file with date, description and amount columns). Several files can be combined.
Projected balance
Bills on their expected day; everyday spending spread evenly across the days.
Upcoming
Everyday spending per week
Recurring bills and income
To review
Charges that used to repeat but were not seen recently. Switch them on if you still pay them.
One-off purchases (not forecast)
Private by design
Nothing is uploaded
Your bank file is read and analysed by your own browser. There is no server receiving transactions.
No account, no tracking
No sign-up, no cookies, no analytics, no third-party scripts. Only your language choice is remembered.
Gone when you leave
Transactions live in this tab's memory. Close or reload the page and they are gone.
Coming next
- Secure bank connection through licensed open-banking providers, so you don't need to export files.
- Reading invoices and e-bills to know exact amounts and due dates in advance.
- Monthly plans and shared household budgets.